Does your money work as hard as you do?

Our high yield checking account pays an eye-popping 3% on balances up to $15,000! You can’t get that from a money market or even the highest yield CDs. You’ll also have access to our network of 55,000 surcharge free ATMs and no minimum balance requirement! You could earn almost $450 a year in interest! No fees. Open an account today, or call.

(800) 242-9790  x9969

Need more information?

* All fields are required. Once we receive your message we will respond as soon as possible.

* = When using LMCU or Allpoint ATM network.

Anyone can join

compare and learn why lmcu is the best place for your money


  • Preferred Checking
  • APY= 0.10%
  • FEE**=$25/mo



Best value

  • 3% Max Checking
  • APY = 3.00%
  • FEE **= $0/mo


  • Premier Platinum
  • APY= 0.01%†
  • FEE**=$25/mo


  • Premier Checking
  • APY= 0.04%
  • FEE**=$22/mo
** = If minimum requirements are not met. † = for balances $1.00-$99,999. Data as of 12/1/2015.

4 Easy Usage Requirements

To earn the most on a 3% Max Checking account, just follow these steps.


Direct deposit into any LMCU account


Minimum of 10 debit card purchases a month


Minimum of 4 logins to home banking a month


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APY=Annual Percentage Yield. Interest not paid on balances above $15,000. Some requirements apply. Rates subject to change.
For surcharge free use of our network of 55,000 ATM’s you must use an Allpoint ATM, otherwise up to $15/month reimbursement for non-LMCU ATM usage if you meet the ‘easy usage requirements’.