Borrow up to 80% of your home's equity as low as 2.49%*

The perfect way to affordably finance home improvements, renovations, repairs and appliance purchases. You can also use it to consolidate high-interest debt. The MaxEquity program includes two flexible loan options: a revolving line of credit, and a fixed loan. Both options allow you to pay off the balance on your own terms, and interest payments are usually tax deductible. First, review our products below, then fill out the form on the right. We'll get back to you in about 2 business days to discuss your options. If you prefer, call us at:.

(616) 301-8899 

MaxEquity Fixed Loan
rates as low as:
3.99% APR* APR**
MaxEquity Line of Credit
rates as low as:
2.49% APR* APR*
6 month promotional rate
3.99% APR* APR**
thereafter

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*Promotional rate available for well-qualified borrowers with new HELOCs opened 5/1/17 to 7/31/17. APR= Annual Percentage Rate. Rate assumes auto-pay from LMCU checking account. Your rates may vary depending on your specific credit profile. HELOC rates are variable and will not exceed 12%. Home Equity lines of credit require a minimum credit score of 720 to qualify for the 2.49/3.99% APR with 80% LTV. Home equity lines of credit are available for homes located in Michigan and limited counties in Florida. See branch for details. **CLTV=Combined Loan To Value. ***The MaxEquity fixed loan requires a minimum credit score of 720 and 80% LTV to qualify for the 3.99% APR. For example, on a $20,000 loan at 3.99%, you would make 60 payments of $368.24 On the same 20,000 loan at 5.49%, you would make 180 payments of $163.31. Payments exclude taxes and insurance, if required. Consult with your tax advisor.